Health Insurance Enrollment

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JTB Love's Ministry focuses on all of God's people's needs including the need for health insuance.  As licensed insurance agents,  we provide NO Obligation quotes for the State of Arizona ONLY as that is the State were this Ministry resides and our agents licensed to offer Obamacare and short term plans.  

We can, however offer  Healthcare Sharing Ministry Plans in ALL 50 states. 

OBAMACARE

​Our role is to assist prospective healthcare enrollees in determining eligibility for a cost sharing subsidy on the Healthcare.gov Marketplace website or directly through insurance providers and  answer questions about qualified health plans which will also include  Medicaid (AHCCCS in Arizona) eligibility.

Every health insurance plan sold in the Marketplace will offer 10 essential health benefits.

What’s covered in the Health Insurance Marketplace

These essential health benefits include at least the following items and services:

  1.  Outpatient care—the kind you get without being admitted to a hospital

  2.  Trips to the emergency room

  3.  Treatment in the hospital for inpatient care

  4.  Care before and after your baby is born

  5.  Mental health and substance use disorder services: This includes behavioral health treatment, counseling, and psychotherapy

  6.  Your prescription drugs

  7.  Services and devices to help you recover if you are injured, or have a disability or chronic condition. This includes physical and occupational therapy, speech-language pathology, psychiatric rehabilitation, and more.

  8.  Your lab tests

  9.  Preventive services including counseling, screenings, and vaccines to keep you healthy and care for managing a chronic disease.

  10.  Pediatric services: This includes dental care and vision care for kids

Specific health care benefits may vary by state. Even within the same state, there can be small differences between health insurance plans. When you fill out your application and compare plans, you’ll see the specific health care benefits each plan offers.

MEDICARE 

As someone new to Medicare or if you are just renewing, you may be a little confused about your Medicare coverage options. You might have many choices, often with different rules, coverage limits, doctors, and costs. You worked hard to get Medicare. Now it’s time to make sure Medicare works hard for you and you get the coverage you’ll be happy with. 

I am happy to help you find an affordable healthcare plan in your area . If you prefer, you can request additional information or a phone call.  

HEALTHCARE SHARING MINISTRIES

Healthcare Sharing Ministries are  NOT insurance but are nationwide faith-based recognized Health Care Sharing Ministries with members who participate in sharing with one another's medical needs. We have members across the nation that experiences this biblical concept of caring for one another. “Galatians 6:2, Share each other's burdens, and in this way obey the law of Christ".

How Does it Work?

Individuals, couples, families, churches and organizations contribute their financial contributions into the members’ escrow account and the HealthShare is the neutral escrow agent for the members.

Members submit a monthly “contribution” (similar to an insurance premium).

Member contributions are placed into an escrow account, from which members’ medical needs are shared according to the membership guidelines and escrow instructions. The HealthShare member guidelines explain what eligible medical needs are shared through the membership.

SHORT-TERM HEALTH INSURANCE

Short term insurance plans can help you get covered from 90 to 180 days at a time and you will have to requalify at the end of each policy term.  They are designed to help protect you from the costs of the unexpected, they are helpful if you are between jobs with employer-provided coverage, a new hire awaiting the start of employer-provided coverage, or between open enrollment periods.

  • Cost-effective

    • Typically have lower premiums than major medical coverage

  • Convenient, and tailored to your needs

    • Allow for customizing length of plan

    • Offer several deductible and co-pay options

    • May allow for reapplication after coverage expires (option not available in all states)

  • Do NOT Cover Pre-existing Conditions

Contact us for your Health Insurance Needs at 480-980-2658 or click the Button